Montage Financial Group, Inc. (“Montage Financial Group”) operates montagegroup.com and may operate other websites. It is Montage Financial Group’s policy to respect your privacy regarding any information we may collect while operating our websites.
Website Visitors
Like most website operators, Montage Financial Group collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Montage Financial Group’s purpose in collecting non-personally identifying information is to better understand how Montage Financial Group’s visitors use its website. From time to time, Montage Financial Group may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.
Montage Financial Group also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged-in users and for users leaving comments on montagegroup.com blogs/sites. Montage Financial Group only discloses logged-in user and commentor IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commentor IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.
Gathering of Personally-Identifying Information
Certain visitors to Montage Financial Group’s websites choose to interact with Montage Financial Group in ways that require Montage Financial Group to gather personally-identifying information. The amount and type of information that Montage Financial Group gathers depends on the nature of the interaction. For example, we ask visitors who sign up at montagegroup.com to provide a username and email address. Those who engage in transactions with Montage Financial Group are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Montage Financial Group collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Montage Financial Group. Montage Financial Group does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.
Aggregated Statistics
Montage Financial Group may collect statistics about the behavior of visitors to its websites. Montage Financial Group may display this information publicly or provide it to others. However, Montage Financial Group does not disclose personally-identifying information other than as described below.
Protection of Certain Personally-Identifying Information
Montage Financial Group discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Montage Financial Group’s behalf or to provide services available at Montage Financial Group’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside your home country; by using Montage Financial Group’s websites, you consent to the transfer of such information to them. Montage Financial Group will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Montage Financial Group discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Montage Financial Group believes in good faith that disclosure is reasonably necessary to protect the property or rights of Montage Financial Group, third parties or the public at large. If you are a registered user of a Montage Financial Group website and have supplied your email address, Montage Financial Group may occasionally email you to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Montage Financial Group and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Montage Financial Group takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.
Cookies
A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Montage Financial Group uses cookies to help Montage Financial Group identify and track visitors, their usage of Montage Financial Group website, and their website access preferences. Montage Financial Group visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Montage Financial Group’s websites, with the drawback that certain features of Montage Financial Group’s websites may not function properly without the aid of cookies.
Business Transfers
If Montage Financial Group, or substantially all of its assets, were acquired, or in the unlikely event that Montage Financial Group goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur and that any acquirer of Montage Financial Group may continue to use your personal information as set forth in this policy.
Ads
Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Montage Financial Group and does not cover the use of cookies by any advertisers.
Disclaimer
The information provided on montagegroup.com (“the Site”) by Montage Financial Group is for general guidance only. All information on the Site is provided solely for informational purposes; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy or reliability of any information or content on the Site.
General Disclaimer
Montage Financial Group shall not have any liability to you for any loss or damages of any kind incurred as a result of the information provided on the Site. Your use of the Site and your reliance on any information found at montagegroup.com is at your own risk. While we attempt to ensure that the information found in the Site is accurate, under no circumstance shall Montage Financial Group be held responsible for any errors or omissions resulting from the use of the Site. The Site cannot and does not contain professional advice. The information is provided for general informational and educational purposes only and is not a substitute for professional advice. We encourage you to consult with the professionals at Montage Financial Group in San Juan Capistrano, CA before taking action based on any information provided by the Site.
External Links Disclaimer
The Site may contain outbound links to other websites belonging to or originating from third-party websites. Such external links are not checked for accuracy or reliability by Montage Financial Group. Under no circumstance shall Montage Financial Group be held responsible for the loss or damage occurring as a result of misinformation provided by a third party, or as a result of interacting with or purchasing from said third party.
Privacy Policy Changes
Although most changes are likely to be minor, Montage Financial Group may change its Privacy Policy from time to time, and in Montage Financial Group’s sole discretion. Montage Financial Group encourages visitors to frequently check this page for any changes to its Privacy Policy. If you have a montagegroup.com account, you might also receive an alert informing you of these changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.